Public adjusters are licensed claims professionals who help a policyholder in calculating, preparing and submitting a claim. In most cases, public adjusters do not represent clients in liability or auto claims, they work strictly on property claims. There are basic things to look out for when shopping for the right public adjuster Queens. These are outlined below.
Experience
If you decide to employ the services of a public adjuster, it is imperative that you consider their experience. An ideal public adjuster should be experienced with commercial claims, and should have handled claims that are similar to yours in the past. Most importantly, the attorney should have a reputation for integrity and honesty. You should be wary of an adjuster who promises more than what you are actually entitled to. If, after scrutinizing your adjuster’s claim, and questionable issues arise, the chance exists that insurance fraud charges may be filed against you.
A good adjuster should have good reputation
Most public adjusters in Queens are listed in the yellow pages and other directories. This is a sign that the adjuster enjoys a good reputation in the market and is highly regarded. Also, you can ask around from friends and families for the best public adjusters in Queens. Most people prefer working with respected and reputable public adjusters who have their interests at heart. On the same note, asking around from other business owners can also provide valuable leads.
Rates
As important as other factors may be, it is equally important to consider how much the adjuster charges for his services. You should choose a public adjuster whose fees are negotiable, and typically based on the total amount recovered. Still, you should not choose a public adjuster Queens with the lowest rates because even though you may end up with low prices, it comes at the expense of a quality service. A good public adjuster should charge between 5% and 12% with 10% being the average.
Better understanding of the local market
It is always better to hire someone who has a good understanding of the local market and the rebuilding cost. Most importantly, the adjuster should understand the community’s resources and how to leverage them better. Besides that, a local adjuster will have a good understanding of the major insurance companies in the area and may be able to cut through the bureaucracy to make sure you get a desirable settlement.
It is clear that when hiring a public adjuster Queens, reputation, fees and the adjuster’s understanding of the local market all play an important factor. By considering these factors, you are sure of hiring an adjuster who has your best interests at heart.
The above mentioned are just some of the qualities to look out for in a public adjuster. Click here to learn more about public adjusters in Queens.
