Dental implants are a great option for replacing missing teeth. They look, feel, and function just like real teeth, and they will last a lifetime if they’re properly cared for. Dental Implants in Kittanning, PA are a little more costly than dentures and they are not always covered by dental insurance. If you would like to get implants but are concerned about how to obtain the money for them, here are a few ideas for financing this dental procedure.
Health Financing Companies
There are several banks that specialize in offering healthcare financing. This differs from regular credit cards because the credit can only be used at medical and dental facilities that accept this type of financing. Fortunately, many do. The most popular healthcare finance company is Care Credit. However, there is also Citi Health Card, Springstone Patient Financing, Chase Healthcare Advantage, and others. It’s important to thoroughly read the terms and conditions of the financing to ensure you know what you’re signing up for.
Personal Loans
Many regular banks offer personal loans, also called signature loans. If you’ve been with your existing bank for awhile or have an account with a credit union, you can sometimes get better interest rates on a signature loan than a healthcare financing company may offer. However, banks often have a minimum amount for loans, which can be as much as $10,000. If you only need a few hundred dollars for Dental Implants in Kittanning, PA, then this may not be the best option.
Savings
If you’re not able to get financing anywhere, the next best way to pay for Dental Implants in Kittanning, PA is to use your savings. If you have a rainy day fund, then paying for needed dental work is a good reason to dip into it. You can also use a variety of methods to generate extra money to pay for the implants such as selling unused items or getting a second job.
Dental Implants in Kittanning PA can restore your smile. Taking time to secure financing can help ensure you get the dental work you need to achieve your goals.
