Personal injuries are a pain to deal with, and this is especially true when someone else is liable for those injuries. When it comes to being the victim in an accident, the one thing you’re probably looking for is compensation. Unfortunately, getting properly compensated isn’t always that easy. You need to devise an effective strategy in order to negotiate with an insurance company to get the best settlement possible. The following tips will come in handy.
You’re going to want to have a number in mind when you send in your claim letter. It can be difficult to come to the right number, but take into account all of the pain and suffering you’ve dealt with. What’s the cost of your medical bills so far? Do you need more treatment in the future? Have you suffered any lost wages? Take all of these things into account when figuring out a settlement amount. This isn’t a concrete number, just an amount you, your claims adjuster, and your Personal Injury Lawyer can discuss.
When working with an insurance adjuster it’s important to remember that they work for the insurance company. It’s not uncommon for adjusters to befriend victims and be kind to them. However, an adjuster is not your friend. Their job is to save the insurance company money and provide you with the lowest settlement possible. Therefore be wary about how much information you provide to them.
You don’t have to lie to them or attempt to deceive them, but only answer the questions they ask you.
If you propose a settlement amount, the adjuster is going to want you to justify this amount. Likewise, when the adjuster gives you a number, they too will have to back it up with evidence.
You and your Personal Injury Lawyer should present a clear case justifying your offer. Discuss the injuries you’ve sustained, any mental anguish, and any and all documents to give your claim some weight.
Use these tips if you’ve been injured by someone else’s wrongdoing. Again, have a settlement amount in mind before talking to the adjuster. Remember that you and the adjuster aren’t friends, and that they work for the insurance company and not you. Lastly, work with a lawyer at the William D. McGillicuddy Law Office PC to present your case.
