Injuries on the job can happen in any type of workplace. Employees in Philadelphia, PA, often assume that Workers’ Compensation will cover all expenses related to both short and potential long-term care and treatment required.
However, there are many different factors that can make what seems like a simple process extremely difficult. Employers can use tactics to delay payment, to refuse to pay for the specific medical expenses or treatment or even to deny that the injury is work-related. In some cases, employers may try to downplay the significance of the injury to avoid having to pay the claim.
This is where an experienced work accident attorney familiar with the Workers’ Compensation process is a true asset. These legal professionals can assist injured employers who have denied coverage through the program to get a fair settlement.
When to Bring in an Attorney
Most employers are interested in working with injured employees, but this can become more of an issue with serious injuries and illnesses. Issues of long-term inability to work, injuries that may have an underlying pre-existing condition, or an employer with a reputation of denying claims should be a signal to hire a work accident attorney very early in the claims process.
It is important to realize that Workers’ Compensation coverage prevents the employee from being able to sue the employer, unless under very specific situations. It is also an insurance policy that covers medical expenses and lost wages; there are no other types of damages awarded.
Talking to a work accident attorney can help you to understand your options and to ensure you report the injury within the allowable time limit. In Philadelphia, PA, as well as across the state this is 120 days, but delaying the reporting makes it more challenging to prove your case. Your attorney can advise you on the best options for all aspects of reporting and filing the claim, and in representing you if the claim is denied.
