Choosing a caring funeral service company in San Pablo is one of the last gifts you can give your loved ones. Many people do not want their family members to be burdened with the costs of their final arrangements, so they purchase funeral insurance while they are still alive. This type of insurance is also called burial insurance or final expense insurance. You can buy this type of insurance in two different formats: standard or pre-need funeral insurance.
Standard Funeral Insurance
If you select this type of insurance, payments are made to the beneficiary that you designate in the policy. They then have the flexibility to use the money to pay for what they choose, such as plot, casket, headstone, or cremation. They can also use the money to pay your final credit card or other debts.
Pre-need Funeral Insurance
With this kind of plan, you make the payments directly to the funeral home that will be handling your arrangements after you pass. You have the ability to pay at today’s prices for a service that may be much more costly in the future. If, however, your final service ends up costing less than you put in, your beneficiaries do not get the difference back. Also, none of a pre-need plan can be used to pay for costs that are outside of your service.
Choose a Caring Funeral Facility
When you are looking for a funeral service company San Pablo residents have learned to depend on, consider St. Joseph Cemetery and Funeral Center.
