Car accidents are almost inevitable. Even careful drivers often find themselves in unprecedented situations on the road. Whether it is your fault or not, the two parties you should contact are the police and your insurance.
Do I need to report my car accident to the police?
Yes. South Milwaukee Car Accident Lawyer advises that a police report validates the accident and provides an unbiased view to your insurance company. The officer at the scene can corroborate and appear in court if necessary.
Do I need to report my car accident to my insurance company?
You might be afraid of reporting an accident as it increases your insurance premium. However, when purchasing an insurance policy, you commit to reporting accidents. Failure to report leads you to heavy fines.
The damage might seem minor at the scene, but could cost you more at the garage. Other damages to the car might surface a few days later, leading you to incur heavy expenses that could be catered for by the insurance.
If you are at fault, your insurance company can take care of the other party’s car or medical bills without waiting for the dispute to be settled. The insurance company can work out the best settlement for you by negotiating on your behalf.
The rate insurance adjustment does not apply until you file a claim. It is, therefore, important to report immediately in case you need to file a claim.
Contact Martin Law Office, S.C. South Milwaukee Car Accident Lawyer for assistance with claims and settlements.
